Who We Are

“Not for profit, not for charity, but for service”. CGR Credit Union exists solely for the purpose of serving our members’ best interests.”

We are a full-service community credit union serving individuals who live and work in Bibb, Baldwin, Houston, Jones, Monroe, Peach or Putnam Counties in Georgia. Additionally, we serve anyone working in healthcare, as well as employees of Georgia Power, Department of Corrections and some local governments. Family members and persons living in the same household of these eligible employee groups can also be members. Under our Charter, once you become a member you are a member for life.

Unlike commercial banks and most others in the financial services business, CGR Credit Union is not a for-profit stockholder-owned company. Our owners are our members, and we serve only them. All of our volunteer officials, board of directors and committees, are healthcare employees both active and retired.

Board of Directors

A voluntary board of directors administers CGR Credit Union and establishes and reviews policy. The Directors are credit union members who are elected by the membership and serve without pay.

  • Kevin Carter, Chairman

  • Richard Jones, Board Secretary

  • James Bryson

  • Paul Barkley

  • Roberta Permenter

  • Gina Keadle

  • Kenan Hodges

Field of Membership

Who Can Join

CGR Credit Union is a not-for-profit, member-owned and -operated, state-chartered financial services organization. Founded by hospital employees in 1971, CGR Credit Union has served over 10,000 healthcare employees, professionals, members, and their families.

We are a full-service community credit union serving individuals who live and work in Bibb, Baldwin, Houston, Jones, Monroe, Peach or Putnam Counties in Georgia. Additionally, we serve anyone working in healthcare, as well as employees of Georgia Power, the Department of Corrections, and some local governments. Family members and persons living in the same household of these eligible employee groups can also be members. Under our Charter, once you become a member, you are a member for life.

Unlike commercial banks and most others in the financial services business, CGR Credit Union is not a for-profit stockholder-owned company. Our owners are our members, and we serve only them. All of our volunteer officials, board of directors, and committees are healthcare employees, both active and retired.

CGR Credit Union is financially sound and offers the utmost security to our members. Accounts are federally insured up to $250,000 through the National Credit Union Administration, a U.S. government agency.

Check Membership Eligibility

To find out if you’re eligible to join CGR, choose a county from the list below. Membership qualifications vary from county to county.

  • Anyone who lives or works in Bibb County

  • Bibb Select Employee Groups (SEGs)

    • Ingleside Electric Company*

    • Ivan Allen Company*

    • Sheridan, Solomon, and Kernaghan*

    • Jones Grissom Printers*

    • L. E. Schwartz & Son, Inc.*

    • McDonalds’ restaurant employees at Navicent Health

    • Corsini Architects*

    • Central Georgia Healthcare Linens

    • Preston Testing and Engineering Co.*

    • Trans America Athletic Conference*

    • Ocmulgee Arts Inc.*

    • Ocmulgee Fields, Inc.*

    • The ARC of Macon*

    • Crowne Plaza, Golden Opportunities*

    • Sid’s Sandwich Shop*

    • Riverside Ford, Inc.*

    *SEGs allowed before Strategic Focus on Hospitals and Healthcare changed in 2007.

  • Anyone who lives or works in Houston County

  • Anyone who lives or works in Baldwin County

  • Anyone who lives or works in Peach County

  • Tift County

    • Currently serve only the employees of Tift Regional Medical Center (including Cook Medical Center) and its associated businesses. Membership also includes persons related to all of the employee groups:

    • By blood

    • Or by adoption

    • Or marriage to

    • Or living in the same household with a person within the common bond

    • And to the surviving spouses of deceased members.

  • Anyone who lives or works in Monroe County

  • Anyone who lives or works in Putnam County

  • Hancock County

    • Currently serve only the employees of the Department of Corrections* as well as the Department of Veterans Services. *Inherited from CSHCU merger Membership also includes persons related to all of the employee groups:

      • By blood

      • Or by adoption

      • Or marriage to

      • Or living in the same household with a person within the common bond

    • And to the surviving spouses of deceased members.

  • Washington County

    • Currently serve only the employees of the Department of Corrections* as well as the Department of Veterans Services. *Inherited from CSHCU merger Membership also includes persons related to all of the employee groups:

    • By blood

    • Or by adoption

    • Or marriage to

    • Or living in the same household with a person within the common bond

    • And to the surviving spouses of deceased members.

  • Jones County

    • Anyone who lives or works in Jones County