Share Rates

Annual Percentage Yield is accurate as of August 23, 2024. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Share Rates
Account Type Dividend Rate Annual Percentage Yield (APY) Minimum Balance to Earn Dividend
Money Market Capital Share
$2,500 and Up		 0.35% 0.35% $2,500
Money Market Draft
$500 and Up		 0.35% 0.35% $500
Preferred Checking
$5,000 - 9,999.99
$10,000 and Up		 0.15%
0.25%		 0.15%
0.25%		 $5,000
$10,000
Premier Checking
$5,000 - 9,999.99
$10,000 and Up		 0.15%
0.25%		 0.15%
0.25%		 $5,000
$10,000
Traditional IRA
$100 and Up		 0.60% 0.60% $100
IRA Advantage
$5,000 Minimum		 0.70% 0.70% $5,000
Roth and Sep IRA
$100 Minimum		 0.60% 0.60% $100
Roth IRA Advantage 0.70% 0.70% $5,000
Educational IRA 0.70% 0.70% $100
Regular Shares
$100 - $2,499
$2,500 and Up		 0.15%
0.35%		 0.15%
0.35%		 $100
$2,500
Kid's Club
$5 - Up
$250 - 12 Month CD		 0.35%
3.00%		 0.35%
3.00%		 $5
$250
Teen Club
$5 and Up		 0.35% 0.35% $5
Christmas Club 0.35% 0.35% $100
Vacation Club 0.35% 0.35% $100

*Rates and Terms are subject to change without notice.

Share Certificate

Annual Percentage Yield is accurate as of to May 16, 2025. Rates and other terms may change at any time without prior notice. After your certificate is opened, the interest is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

  • Interest compounded monthly

  • If you close your share account before interest is paid, you will not receive the accrued interest

Certificate Rates
Account Type Interest Rate Annual Percentage Yield (APY) Minimum Balance to Earn Interest
6 Month 3.54% 3.60% $2,500
12 Month 3.54% 3.60% $2,500
18 Month 3.25% 3.30% $2,500
24 Month 3.11% 3.15% $2,500
36 Month 3.11% 3.15% $2,500
48 Month 3.11% 3.15% $2,500
60 Month 3.11% 3.15% $2,500

*Rates and Terms are subject to change without notice.

For additional information regarding the above accounts, please refer to the Truth-In-Savings Schedule.